What Are The Top Misconceptions That People Have About Auto-Accidents?
The top misconception is probably the process itself– what it takes in order for a Florida resident to obtain any monetary settlement from an insurance carrier as a result of a motor vehicle wreck. It’s their misconception because you really need to see your doctor and whoever else that doctor sends you to and you need to do whatever is medically necessary of you from your medical providers and without that, it becomes extremely difficult for any attorney to be able to get a positive resolution to an automobile claim.
How Do People Unintentionally Hurt their Claim by Committing Mistakes?
One of the ways is giving statements regarding the way the accident occurred to the opposing insurance professional without first consulting with their attorney. Another thing people do is procrastinate getting help medically to the point where they just jeopardize their case and their ability to actually do really well and get a good recovery, earn recovery, just because of procrastination.
Is it Advisable to Post Photos of an Accident to a Social Media Site?
Yes. The social media phenomenon is hard to not deal with and that even becomes an issue. When now the cases are litigated in court, the Instagram and Facebook postings sometimes are brought to the court’s attention as side issues.
In our firm we try to discourage any social media whatsoever upon hiring a lawyer because that is something that’s going to get looked at and scrutinized and whether right or wrong, that’s going to happen. We ask them to get off all social media, especially if their case is going to be litigated. But it’s very difficult; people are so addicted to Facebook. It also gives the claim a negative connotation and takes a little bit away from the importance of what just happened to you.
What Happens if A Rental Vehicle Gets Into An Accident?
At our firm, in the initial intake interview with the client, we determine what is the best possible option with regards to the issue of who do I collect the rental car payment from and who do I collect the property damage repairs from. It really depends on the insurance involved. If you have a very good national insurance carrier and you have bought additional coverage such as collision and uninsured motorist coverage, then there should be no reason why you would have to wait upon the at-fault insurance coverage to get your situation resolved.
If you do have good coverage, we’ll go through your coverage because otherwise, you’re going to be at the mercy of the other insurance guy’s version of the accident. That may take longer and it’s going to be more of a time process to get paid back for your car rental and to get paid for the damages to your vehicle if you have to go and make the claim to the vehicle that hit you. They have no legal obligation to hurry that up.
We always try and get it done as quickly and expeditiously as possible. First you have to analyze what is best for your client to get this done as quickly as possible, and what people sometimes come in with the conception that they don’t want to involve their insurance company in the wreck because they weren’t at fault; that is probably another huge misconception that everyone has. The moment you get into a car wreck, your insurance company is involved in Florida. There is no way around it.
Your insurance company is responsible for your medical expenses and if you have purchased payments for car expenses, they are responsible for that primarily as well. They have to be involved and what we tell our clients is just because they are involved doesn’t mean that you are going to get your insurance rates go up. Just as you bought the insurance, you bought the insurance to use it the day that, God forbid, you get into a wreck.
The only way your rates go up or are supposed to go up is if you become a greater insurance risk to your company, so if you were not at fault for the accident, you are not a greater risk just because you were the victim of an accident. You’re only a greater risk if you were speeding or if you were violating right of way or if you were doing something you weren’t supposed to.
For more information on Misconceptions About Auto-Accidents, a free initial consultation is your next best step. Get the information and legal answers you’re seeking by calling (305) 985-7800 today.
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